Salary and Benefits

Summary of Resident Benefits (as of July 1, 2015) 

Resident: PGY1          Salary: $49,423.19 

Each resident will receive a $1,500 on-call meal stipend which will be paid on a bi-weekly basis through 26 pay periods.

Professional Fees:

The Program pays dues for Internal Medicine residents to belong to the American College of Physicians. Each Internal Medicine resident will receive access to MKSAP 16 Digital paid by the program. Each third-year IM resident in good academic standing during the PGY-3 year will receive $1,500 toward a Board review course. 

Medical – UMMC MIDTOWN Choice, Gold Plan & Silver Plan (refer to Benefits Overview for comparison) Maryland General Hospital offers a choice of three plans with three Preferred Provider Organization (PP0) options for medical benefits. Coverage is determined by your plan choice and the provider you see for services – either UMMC Midtown, CareFirst BCBS network providers or out-of-network providers. Eligible employees must be scheduled to work at least 20 hours per week to be eligible. Pre-tax, bi-weekly contribution is required per employee.

Dental Benefit 

UMMC MIDTOWN offers a traditional dental plan. You may visit the provider of your choice. Preventative services covered at 100%. Pre-tax, bi-weekly contribution is required per employee.

Pharmacy Benefit Prescription 

Coverage is available through the UMMC Midtown Pharmacy for the lowest co-pay amounts. Prescription coverage is also available through Express Scripts Pharmacies for higher co-pays.

Voluntary Vision Plan UMMC MIDTOWN

Offers the option to purchase a vision plan that provides coverage for an annual routine exam, frames, lenses and discount for laser vision correction. This Plan is administered through Advantica EyeCare with In-network and Out-of-network coverage options. A pre-tax contribution is required per employee bi-weekly.

Free Routine Vision Exam (Employees only through UMMC MIDTOWN Eye Clinic)

The Routine Vision Care offered through the Maryland General Hospital Eye Clinic offers a free annual routine eye exam for employees and a $30.00 discount towards the purchase of eyeglasses or contact lenses every 24 months.

Flexible Spending Accounts UMMC MIDTOWN 

Offers all eligible employees access to pre-tax spending accounts for health care and dependent (child) care expenses. You can put money away on a pre-tax basis and be reimbursed for eligible expenses you incur during the plan year.

Basic Life Insurance 

UMMC MIDTOWN provides eligible employees with group term life and accidental death & dismemberment insurance (AD&D); amount of coverage is equal to 1 ½ times your annual base salary. The benefit is paid in full by the hospital. There is a six month waiting period before this benefit becomes effective.

Supplemental Life Insurance 

You may choose to purchase additional life insurance for yourself, spouse and/or children at a discounted group rate. There is a six month waiting period before this benefit becomes effective. Please refer to the Benefits Overview for details.

Tax Sheltered Annuity 403(b) 

You are eligible to participate in the 403(b) Plan, which is a Tax Sheltered Annuity. Federal, state and local income taxes are deferred until you withdraw money from the account. Maximum contributions vary by age and year of contribution. Once you are a participant in the Pension Plan (as described above), and you contribute to the 403(b) plan, UMMC MIDTOWN will also match 50% of your 403(b) contribution up to 6% of your salary deferral.


The vacation benefit for Residents is 120 hours per fiscal year. Trainees are entitled to two weeks of paid vacation (10 week days plus 4 weekend days) per year and 5 five personal days, without carryover from year to year during the term of this Agreement. The details of these benefits are set forth in the GME Manual’s Vacation, Paid Time Off, Leave and Extension of Training Policy. In addition, the Trainee’s Program Director may supplement the Hospital’s policy with written procedures pertaining to the individual Program’s requirements for utilizing this benefit.

Sick Leave 

UMMC MIDTOWN provides eligible employees with protection against loss of earnings on a short-term basis due to a personal illness or injury (non-work related). The maximum benefit is 10 days (80 hours) per year. Also see the Vacation, Paid Time Off, Leave and Extension of Training Policy in the GME Manual.


Holidays are opportunities for paid leave. UMMC Midtown observes 12 holidays per year - 7 Calendar Holidays (New Year’s Day, Martin Luther King, Jr. Day, Memorial Day, Independence Day, Labor Day, Thanksgiving and Christmas) and 5 Personal Holidays for full-time employees. Personal and UMMC MIDTOWN Holidays requires the advance written approval of the Program Director, and scheduling is contingent upon satisfying patient care and resident duty requirements. Personal Holidays may not be carried over year to year.

Funeral Leave 

Employees receive a maximum of three days with pay for immediate family members.

Jury or Witness Duty 

Regular full-time and regular part-time employees are eligible for the pay difference in an amount equal to base pay for actual hours lost.

Workers Compensation

All employees are covered for this benefit. If any injury occurs when at work, please notify your supervisor immediately and complete the proper paperwork.

Additional Benefits Available

Employee Assistance Program 

The Employee Assistance Program (EAP) is a confidential counseling and referral service available to all employees and their family members. The EAP is staffed by trained mental health professionals; the first three visits are provided free of charge.

MTA Commuter Choice Program 

The MTA Commuter Choice Program allows employees to order and save money on their monthly MTA pass through the convenience of pre-tax, payroll deductions. MTA monthly passes and Marc Train vouchers are available through Human Resources.

Parking Benefit 

Residents who apply for parking in one the UMMC Midtown parking garages receive a free parking benefit.

SECU Credit Union (located beside State Building) 

The Credit Union offers a variety of services to employees. Employees can use payroll deduction for checking, savings and loan privileges.

Direct Deposit 

You must have your bi-weekly pay deposited in the bank or credit union of your choice. 

*Please note: This is a summary of the benefits currently available. UMMC MIDTOWN reserves the right to modify, amend, suspend or terminate any plan at any time, and for any reason. UMMC Midtown campus benefit year begins on July 1st. You will be notified of any changes to existing benefits during the new Resident orientation process or in the Open Enrollment mailing to your home.